Business Insurance That Works as Hard as You Do
Protect your business, your employees, and your livelihood with coverage tailored to your industry and risk.
What We Cover
Business Coverage Options
Simple Process
How It Works
Tell Us About Your Business
Share your industry, number of employees, revenue, and coverage needs through our simple quote form.
We Shop the Market
Our brokers compare rates from multiple A-rated commercial carriers to find the right fit for your business.
Get Covered & Grow
Your policy is in place. Focus on growing your business — we'll handle renewals and be there if you need a claim.
FAQ
Common Questions
Does my business legally need insurance in Georgia?
Georgia requires workers' compensation for businesses with three or more employees. Commercial auto insurance is required for any vehicle registered to a business. General liability is not legally mandated but is required by most landlords, clients, and contractors before work begins.
What is the difference between a BOP and general liability?
A Business Owners Policy (BOP) bundles general liability with commercial property coverage into one policy, usually at a lower cost than buying each separately. General liability alone only covers third-party injury and damage claims — it does not cover your own property.
Do I need commercial auto if I use my personal car for work?
Yes. Personal auto policies typically exclude coverage when a vehicle is used for business purposes. If you use your car to transport clients, make deliveries, or travel between job sites, you need commercial auto or a business-use endorsement on your personal policy.
How much does business insurance cost?
Costs vary widely based on your industry, revenue, number of employees, and coverage limits. A small business general liability policy can start as low as $400–$600 per year. We'll shop the market and find the most competitive rate for your specific situation.
Protect your business today
Get a free commercial insurance quote — we'll find the right coverage at the right price.
Get a Free Business Quote