Terms of Service

By accessing or using the Madina Insurance website (the "Site") or any of our insurance brokerage services, you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use our Site or services. These Terms apply to all visitors, users, and others who access or use the Site.

Madina Insurance is a licensed insurance brokerage operating in the state of Georgia. We provide the following services:

• ›Auto insurance quote comparison and brokerage
• ›Policy placement with licensed insurance carriers
• ›Policy management and renewal assistance
• ›Claims guidance and support
• ›General insurance consulting and advice

We act as a broker on your behalf and do not underwrite insurance policies. Final coverage terms, conditions, and pricing are determined by the insurance carrier with whom your policy is placed.

You must be at least 18 years of age to use our services or enter into any insurance agreement through Madina Insurance. By using our Site, you represent and warrant that you meet this age requirement and that all information you provide is accurate, current, and complete.

Submitting a quote request through our website does not constitute a binding insurance contract or guarantee of coverage. All quotes are estimates based on the information you provide and are subject to verification, underwriting review, and final approval by the insurance carrier.

You are responsible for providing accurate and complete information in all quote requests and applications. Providing false or misleading information may result in denial of coverage, cancellation of your policy, or claim denial.

The content on this Site is provided for general informational purposes only and does not constitute professional insurance, legal, or financial advice. Coverage descriptions are summaries only — actual policy terms, conditions, exclusions, and limitations are set forth in the full policy documents issued by the insurance carrier.

We strongly encourage you to carefully review all policy documents before purchasing coverage and to ask our brokers any questions you may have.

Madina Insurance is compensated through commissions paid by insurance carriers. We may also charge broker fees in certain circumstances, which will be disclosed to you prior to the placement of any policy. Our compensation does not affect the coverage options available to you.

All content on this Site — including text, graphics, logos, images, and software — is the property of Madina Insurance or its content suppliers and is protected by applicable intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content on this Site without our express written permission.

By using our Site, you agree not to:

• ›Use the Site for any unlawful purpose or in violation of any applicable regulations
• ›Submit false, misleading, or fraudulent information
• ›Attempt to gain unauthorized access to any part of the Site or our systems
• ›Interfere with or disrupt the integrity or performance of the Site
• ›Transmit any harmful, offensive, or disruptive content
• ›Harvest or collect personal information about other users

The Site and its content are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not warrant that the Site will be uninterrupted, error-free, or free of viruses or other harmful components.

To the fullest extent permitted by law, Madina Insurance and its officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages — including loss of profits, data, or goodwill — arising out of or in connection with your use of the Site or our services, even if we have been advised of the possibility of such damages.

Our total liability to you for any claim arising out of or relating to these Terms or our services shall not exceed the amount of fees paid by you to Madina Insurance in the twelve (12) months preceding the claim.

You agree to indemnify, defend, and hold harmless Madina Insurance and its affiliates, officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorneys' fees) arising out of or in any way connected with your access to or use of the Site, your violation of these Terms, or your provision of inaccurate information.

Our Site may contain links to third-party websites for your convenience. These links do not constitute an endorsement of those sites or their content. We have no control over third-party sites and are not responsible for their content, privacy practices, or terms of service.

Your use of our Site is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review our Privacy Policy to understand our data collection and use practices.

We reserve the right to update or modify these Terms at any time at our sole discretion. Changes will be effective immediately upon posting to the Site. Your continued use of the Site after any changes constitutes your acceptance of the revised Terms. We encourage you to review these Terms periodically.

These Terms shall be governed by and construed in accordance with the laws of the State of Georgia, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the state and federal courts located in Fulton County, Georgia.

If you have any questions about these Terms of Service, please contact us:

• ›Email: Nibrahim@madina-insurance.com
• ›Phone: (770) 480-7144
• ›Address: 6431 Warren Dr NW, Norcross, GA 30093