Renters Insurance
Protect everything you own — for less than you'd expect. Renters insurance covers your belongings, your liability, and your peace of mind.
~$20/mo
Average Cost
$30K+
Avg. Belongings Value
Same Day
Coverage Start
What's Covered
What Renters Insurance Covers
Personal Property
Covers your furniture, electronics, clothing, and valuables if they are stolen, damaged by fire, or destroyed by a covered event.
Liability Protection
Covers legal and medical costs if someone is injured in your rental unit or if you accidentally damage someone else's property.
Additional Living Expenses
Pays for hotel stays and meals if your rental becomes uninhabitable due to a covered loss like a fire or burst pipe.
Medical Payments
Covers minor medical expenses for guests injured in your home — regardless of fault — helping avoid small claims.
Off-Premises Theft
Your belongings are covered even away from home — theft from your car, a hotel, or a storage unit.
Loss of Use
If you must temporarily relocate due to a covered loss, renters insurance covers your increased cost of living.
FAQ
Common Questions
How much does renters insurance cost?
Renters insurance is one of the most affordable types of coverage available — typically $15 to $30 per month, depending on your coverage limits and location. For the price of a few coffees a month, you can protect thousands of dollars in belongings.
Does my landlord's insurance cover my belongings?
No. Your landlord's policy covers the building structure, but never your personal belongings inside. If there's a fire or break-in, only your own renters insurance policy will replace your stuff.
Do I need renters insurance if I live with roommates?
Each roommate should have their own policy. A single renters policy typically only covers the named insured's belongings — not a roommate's property. Some insurers allow roommates on the same policy; ask your agent.
Does renters insurance cover my car?
No — your auto insurance covers your vehicle. However, renters insurance covers personal items stolen from inside your car, like a laptop or backpack.
Get covered for just dollars a month
Renters insurance is the most affordable coverage available — don't go without it.