Commercial Auto Insurance
From a single company car to a full fleet — keep your business moving with the right commercial auto coverage.
What's Covered
Commercial Auto Coverage Options
Liability Coverage
Covers bodily injury and property damage your business vehicle causes to others — required by law in Georgia.
Collision Coverage
Pays for damage to your business vehicle from accidents, regardless of fault.
Comprehensive Coverage
Covers non-collision losses including theft, fire, weather damage, and vandalism to your business vehicles.
Uninsured Motorist
Protects your employees if they are hit by an uninsured or underinsured driver while operating a company vehicle.
Hired & Non-Owned Auto
Covers vehicles your business rents, leases, or borrows, as well as employees' personal vehicles used for work.
Fleet Coverage
Efficient blanket coverage for multiple business vehicles under a single policy with simplified management.
FAQ
Common Questions
How is commercial auto different from personal auto?
Commercial auto is designed for vehicles primarily used for business purposes. It typically provides higher liability limits, covers multiple drivers, and includes protections not available on personal policies — like hired and non-owned auto coverage.
Do I need commercial auto for my delivery driver?
Yes. If an employee uses a vehicle — company-owned or personal — for business deliveries or errands, you need commercial auto or a hired/non-owned auto endorsement. Personal policies exclude business use.
Can I cover a mixed-use vehicle (personal and business)?
Yes. Some carriers offer endorsements on personal auto policies for light business use. For heavier use, a commercial policy is more appropriate. We'll help you find the right fit.
Cover your business vehicles today
We compare rates from top commercial carriers to get you the best deal.